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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,657 | $154,228+9.4% | $145,433+16.0% | $137,256+22.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 24.04% | 74.59%-50.5pp | 66.58%-42.5pp | 220.34%-196.3pp |
| Employer contribution / active EE | $596 | $4,804-87.6% | $4,554-86.9% | $4,156-85.7% |
| Participant deferral / active EE | $2,947 | $8,216-64.1% | $7,897-62.7% | $6,407-54.0% |
| Admin fee / account holder | $2,142 | $14,344-85.1% | $13,129-83.7% | $12,270-82.5% |