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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,110 | $148,629+24.5% | $135,982+36.1% | $139,487+32.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.59% | 79.33%-60.7pp | 68.32%-49.7pp | 373.84%-355.3pp |
| Employer contribution / active EE | $19,890 | $5,247+279.1% | $4,859+309.3% | $4,755+318.3% |
| Participant deferral / active EE | $8,639 | $8,102+6.6% | $7,760+11.3% | $6,713+28.7% |
| Admin fee / account holder | $2,364 | $12,406-80.9% | $10,767-78.0% | $11,407-79.3% |