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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,811 | $160,040-37.0% | $147,096-31.5% | $145,877-30.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.28% | 98.49%-93.2pp | 419.75%-414.5pp | 551.28%-546.0pp |
| Employer contribution / active EE | $19,766 | $5,289+273.7% | $4,936+300.5% | $4,663+323.9% |
| Participant deferral / active EE | $8,350 | $8,429-0.9% | $8,071+3.5% | $6,691+24.8% |
| Admin fee / account holder | $128,212 | $15,050+751.9% | $13,005+885.9% | $13,402+856.7% |