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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,535 | $148,623-66.0% | $135,974-62.8% | $139,466-63.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.81% | 79.30%-59.5pp | 68.30%-48.5pp | 373.66%-353.9pp |
| Employer contribution / active EE | $2,447 | $5,246-53.4% | $4,859-49.6% | $4,754-48.5% |
| Participant deferral / active EE | $3,494 | $8,103-56.9% | $7,760-55.0% | $6,712-48.0% |
| Admin fee / account holder | $484 | $12,406-96.1% | $10,767-95.5% | $11,409-95.8% |