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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,327 | $93,589+13.6% | $135,942-21.8% | $75,181+41.4% |
| Participation rate | 97.1% | 75.2%+22.0pp | 81.9%+15.2pp | 67.2%+29.9pp |
| Annual return | 14.49% | 30.90%-16.4pp | 68.28%-53.8pp | 160.69%-146.2pp |
| Employer contribution / active EE | $6,160 | $3,537+74.1% | $4,858+26.8% | $2,671+130.7% |
| Participant deferral / active EE | $3,163 | $6,405-50.6% | $7,759-59.2% | $4,126-23.3% |
| Admin fee / account holder | $6,543 | $6,977-6.2% | $10,764-39.2% | $5,650+15.8% |