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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,327 | $93,598+13.6% | $135,974-21.8% | $75,173+41.4% |
| Participation rate | 97.1% | 75.2%+21.9pp | 81.9%+15.2pp | 67.2%+29.9pp |
| Annual return | 14.49% | 30.89%-16.4pp | 68.30%-53.8pp | 160.72%-146.2pp |
| Employer contribution / active EE | $6,160 | $3,538+74.1% | $4,859+26.8% | $2,671+130.6% |
| Participant deferral / active EE | $3,163 | $6,405-50.6% | $7,760-59.2% | $4,126-23.4% |
| Admin fee / account holder | $6,543 | $6,978-6.2% | $10,767-39.2% | $5,651+15.8% |