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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,600 | $142,409-14.6% | $119,634+1.6% | $134,545-9.6% |
| Participation rate | 89.5% | 82.8%+6.6pp | 79.3%+10.2pp | 81.2%+8.2pp |
| Annual return | -20.21% | -12.46%-7.8pp | -14.98%-5.2pp | 418.37%-438.6pp |
| Employer contribution / active EE | $4,083 | $5,224-21.8% | $4,232-3.5% | $4,742-13.9% |
| Participant deferral / active EE | $9,217 | $6,468+42.5% | $5,601+64.6% | $6,401+44.0% |
| Admin fee / account holder | $1,477 | $13,594-89.1% | $10,329-85.7% | $11,431-87.1% |