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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,751 | $198,462-46.7% | $170,439-38.0% | $147,585-28.3% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 18.31% | 257.30%-239.0pp | 205.94%-187.6pp | 578.58%-560.3pp |
| Employer contribution / active EE | $4,996 | $6,184-19.2% | $5,433-8.0% | $4,876+2.4% |
| Participant deferral / active EE | $3,021 | $5,629-46.3% | $4,939-38.8% | $5,439-44.5% |
| Admin fee / account holder | $2,255 | $16,852-86.6% | $13,881-83.8% | $10,886-79.3% |