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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,041 | $135,956+240.6% | $123,894+273.7% | $273,972+69.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.05% | 56.63%-46.6pp | 47.52%-37.5pp | 41.46%-31.4pp |
| Employer contribution / active EE | $27,506 | $5,170+432.1% | $4,617+495.8% | $4,869+465.0% |
| Participant deferral / active EE | $21,333 | $6,343+236.3% | $5,984+256.5% | $5,287+303.5% |
| Admin fee / account holder | $6,033 | $9,817-38.5% | $8,357-27.8% | $10,133-40.5% |