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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,433 | $106,524+23.4% | $152,301-13.7% | $87,485+50.2% |
| Participation rate | 72.6% | 75.8%-3.2pp | 82.4%-9.9pp | 68.9%+3.6pp |
| Annual return | 11.82% | 26.89%-15.1pp | 80.50%-68.7pp | 26.06%-14.2pp |
| Employer contribution / active EE | $1,037 | $3,371-69.2% | $4,624-77.6% | $2,596-60.1% |
| Participant deferral / active EE | $9,792 | $6,525+50.1% | $8,004+22.3% | $4,274+129.1% |
| Admin fee / account holder | $38,857 | $8,287+368.9% | $14,398+169.9% | $7,775+399.8% |