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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,433 | $107,421+22.4% | $182,262-27.9% | $94,015+39.8% |
| Participation rate | 72.6% | 77.8%-5.2pp | 84.2%-11.6pp | 70.8%+1.8pp |
| Annual return | 11.82% | 21.32%-9.5pp | 140.60%-128.8pp | 17.84%-6.0pp |
| Employer contribution / active EE | $1,037 | $3,448-69.9% | $5,046-79.5% | $2,790-62.8% |
| Participant deferral / active EE | $9,792 | $6,558+49.3% | $8,276+18.3% | $4,249+130.4% |
| Admin fee / account holder | $38,857 | $8,692+347.0% | $16,712+132.5% | $8,951+334.1% |