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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,040 | $97,729-13.0% | $83,830+1.4% | $135,379-37.2% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -5.73% | 1287.52%-1293.2pp | 850.97%-856.7pp | 519.79%-525.5pp |
| Employer contribution / active EE | $4,470 | $4,222+5.9% | $3,631+23.1% | $4,779-6.5% |
| Participant deferral / active EE | $2,638 | $4,683-43.7% | $4,082-35.4% | $5,609-53.0% |
| Admin fee / account holder | $628 | $6,674-90.6% | $5,479-88.5% | $10,828-94.2% |