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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,651 | $108,882+200.0% | $96,754+237.6% | $154,746+111.1% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 18.67% | 98.39%-79.7pp | 82.04%-63.4pp | 172.34%-153.7pp |
| Employer contribution / active EE | $18,932 | $3,018+527.3% | $2,679+606.6% | $4,379+332.3% |
| Participant deferral / active EE | $8,698 | $5,323+63.4% | $4,758+82.8% | $6,730+29.2% |
| Admin fee / account holder | $50,420 | $10,200+394.3% | $8,905+466.2% | $14,365+251.0% |