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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,884 | $46,697-27.4% | $117,533-71.2% | $68,486-50.5% |
| Participation rate | 81.3% | 56.8%+24.5pp | 70.6%+10.6pp | 67.9%+13.4pp |
| Annual return | -18.33% | -14.52%-3.8pp | 29.77%-48.1pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,741 | $1,506+15.6% | $4,179-58.3% | $2,597-33.0% |
| Participant deferral / active EE | $5,094 | $2,637+93.1% | $4,072+25.1% | $4,028+26.5% |
| Admin fee / account holder | $825 | $4,023-79.5% | $5,647-85.4% | $5,404-84.7% |