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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,408 | $97,729+147.0% | $83,830+188.0% | $135,379+78.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -3.47% | 1287.52%-1291.0pp | 850.97%-854.4pp | 519.79%-523.3pp |
| Employer contribution / active EE | $8,766 | $4,222+107.6% | $3,631+141.4% | $4,779+83.4% |
| Participant deferral / active EE | $9,953 | $4,683+112.6% | $4,082+143.8% | $5,609+77.5% |
| Admin fee / account holder | $9,853 | $6,674+47.6% | $5,479+79.9% | $10,828-9.0% |