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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,130 | $153,769-47.9% | $133,975-40.2% | $273,972-70.8% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.1%-7.1pp | 83.0%-3.0pp |
| Annual return | 6.21% | 36.51%-30.3pp | 29.29%-23.1pp | 41.46%-35.2pp |
| Employer contribution / active EE | $5,246 | $6,029-13.0% | $5,211+0.7% | $4,869+7.7% |
| Participant deferral / active EE | $6,770 | $6,958-2.7% | $6,282+7.8% | $5,287+28.0% |
| Admin fee / account holder | $2,509 | $11,765-78.7% | $9,324-73.1% | $10,133-75.2% |