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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,260 | $202,342-30.7% | $172,753-18.8% | $152,909-8.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.16% | 1029.88%-1009.7pp | 803.00%-782.8pp | 345.46%-325.3pp |
| Employer contribution / active EE | $6,125 | $5,857+4.6% | $5,144+19.1% | $4,764+28.6% |
| Participant deferral / active EE | $5,560 | $5,948-6.5% | $5,198+7.0% | $5,851-5.0% |
| Admin fee / account holder | $1,093 | $17,112-93.6% | $13,956-92.2% | $11,601-90.6% |