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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,178 | $160,028+217.6% | $147,080+245.5% | $145,884+248.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.26% | 98.60%-91.3pp | 420.17%-412.9pp | 551.85%-544.6pp |
| Employer contribution / active EE | $10,465 | $5,286+98.0% | $4,933+112.1% | $4,662+124.5% |
| Participant deferral / active EE | $7,092 | $8,422-15.8% | $8,066-12.1% | $6,690+6.0% |
| Admin fee / account holder | $0 | $15,030-100.0% | $12,989-100.0% | $13,392-100.0% |