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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,474 | $96,558-88.1% | $80,977-85.8% | $273,972-95.8% |
| Participation rate | 89.5% | 79.1%+10.4pp | 75.8%+13.7pp | 83.0%+6.5pp |
| Annual return | 3.48% | 15.14%-11.7pp | 17.11%-13.6pp | 41.46%-38.0pp |
| Employer contribution / active EE | $1,708 | $4,869-64.9% | $3,715-54.0% | $4,869-64.9% |
| Participant deferral / active EE | $1,941 | $6,598-70.6% | $5,696-65.9% | $5,287-63.3% |
| Admin fee / account holder | $459 | $7,493-93.9% | $5,517-91.7% | $10,133-95.5% |