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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,983 | $106,864+122.7% | $147,318+61.5% | $82,637+188.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.00% | 27.49%-12.5pp | 70.43%-55.4pp | 53.51%-38.5pp |
| Employer contribution / active EE | $4,334 | $3,417+26.8% | $4,593-5.6% | $2,552+69.8% |
| Participant deferral / active EE | $13,506 | $6,496+107.9% | $7,906+70.8% | $4,126+227.3% |
| Admin fee / account holder | $4,702 | $8,415-44.1% | $13,708-65.7% | $7,339-35.9% |