Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,151 | $65,027-15.2% | $90,970-39.4% | $79,852-30.9% |
| Participation rate | 69.7% | 61.6%+8.1pp | 69.0%+0.7pp | 69.6%+0.1pp |
| Annual return | 12.36% | 30.45%-18.1pp | 134.58%-122.2pp | 31.72%-19.4pp |
| Employer contribution / active EE | $218 | $1,247-82.5% | $2,122-89.7% | $2,471-91.2% |
| Participant deferral / active EE | $2,166 | $2,512-13.8% | $3,373-35.8% | $3,740-42.1% |
| Admin fee / account holder | $823 | $4,535-81.8% | $5,960-86.2% | $5,306-84.5% |