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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,544 | $105,856+3.5% | $90,161+21.5% | $147,586-25.8% |
| Participation rate | 0.0% | 79.7%-79.7pp | 76.9%-76.9pp | 82.8%-82.8pp |
| Annual return | 18.56% | 37.63%-19.1pp | 34.89%-16.3pp | 578.59%-560.0pp |
| Employer contribution / active EE | $2,605 | $4,126-36.9% | $3,318-21.5% | $4,876-46.6% |
| Participant deferral / active EE | $7,987 | $5,733+39.3% | $5,287+51.1% | $5,439+46.9% |
| Admin fee / account holder | $10,916 | $8,046+35.7% | $5,943+83.7% | $10,886+0.3% |