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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,154 | $102,595-33.6% | $94,057-27.5% | $154,746-56.0% |
| Participation rate | 91.3% | 76.0%+15.3pp | 73.3%+18.0pp | 80.7%+10.6pp |
| Annual return | 14.39% | 583.42%-569.0pp | 480.62%-466.2pp | 172.34%-158.0pp |
| Employer contribution / active EE | $664 | $3,147-78.9% | $2,933-77.4% | $4,379-84.8% |
| Participant deferral / active EE | $3,291 | $5,118-35.7% | $4,709-30.1% | $6,730-51.1% |
| Admin fee / account holder | $5,102 | $7,736-34.0% | $7,244-29.6% | $14,365-64.5% |