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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,154 | $72,071-5.4% | $68,368-0.3% | $137,256-50.3% |
| Participation rate | 91.3% | 76.2%+15.1pp | 73.8%+17.6pp | 80.0%+11.3pp |
| Annual return | 14.39% | 353.14%-338.8pp | 292.57%-278.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $664 | $2,788-76.2% | $2,649-74.9% | $4,156-84.0% |
| Participant deferral / active EE | $3,291 | $4,410-25.4% | $4,123-20.2% | $6,407-48.6% |
| Admin fee / account holder | $5,102 | $5,336-4.4% | $5,150-0.9% | $12,270-58.4% |