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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,154 | $157,829-56.8% | $136,867-50.2% | $198,609-65.7% |
| Participation rate | 91.3% | 77.2%+14.1pp | 74.5%+16.8pp | 82.4%+8.9pp |
| Annual return | 14.39% | 51.25%-36.9pp | 42.97%-28.6pp | 202.70%-188.3pp |
| Employer contribution / active EE | $873 | $3,923-77.7% | $3,547-75.4% | $5,055-82.7% |
| Participant deferral / active EE | $3,291 | $5,463-39.8% | $4,924-33.2% | $6,977-52.8% |
| Admin fee / account holder | $5,248 | $11,107-52.8% | $10,340-49.2% | $19,030-72.4% |