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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,014 | $196,972+47.2% | $182,262+59.1% | $198,609+46.0% |
| Participation rate | 90.0% | 85.7%+4.3pp | 84.2%+5.8pp | 82.4%+7.6pp |
| Annual return | 12.71% | 158.27%-145.6pp | 140.60%-127.9pp | 202.70%-190.0pp |
| Employer contribution / active EE | $3,363 | $5,364-37.3% | $5,046-33.3% | $5,055-33.5% |
| Participant deferral / active EE | $14,117 | $8,643+63.3% | $8,276+70.6% | $6,977+102.3% |
| Admin fee / account holder | $68,542 | $18,429+271.9% | $16,712+310.1% | $19,030+260.2% |