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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,014 | $162,136+78.9% | $152,301+90.4% | $154,746+87.4% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 12.71% | 91.02%-78.3pp | 80.50%-67.8pp | 172.34%-159.6pp |
| Employer contribution / active EE | $3,363 | $4,890-31.2% | $4,624-27.3% | $4,379-23.2% |
| Participant deferral / active EE | $14,117 | $8,341+69.3% | $8,004+76.4% | $6,730+109.8% |
| Admin fee / account holder | $68,542 | $15,759+334.9% | $14,398+376.1% | $14,365+377.1% |