See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $56,883 |
Service code 13 · EIN 41-0417830 | Contract Administrator | $2,490 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,041 | $51,197-25.7% | $82,719-54.0% | $66,914-43.2% |
| Participation rate | 53.8% | 67.8%-14.0pp | 72.6%-18.8pp | 69.8%-16.0pp |
| Annual return | -48.50% | -9.64%-38.9pp | 701.18%-749.7pp | 1.58%-50.1pp |
| Employer contribution / active EE | $2,120 | $2,611-18.8% | $3,009-29.6% | $2,544-16.7% |
| Participant deferral / active EE | $7,247 | $3,458+109.6% | $4,395+64.9% | $4,237+71.0% |
| Admin fee / account holder | $516 | $416+24.2% | $5,329-90.3% | $593-13.0% |