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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,696 | $77,638+42.6% | $156,551-29.3% | $62,881+76.0% |
| Participation rate | 72.1% | 71.2%+0.9pp | 84.0%-11.9pp | 69.3%+2.8pp |
| Annual return | 6.87% | 50.33%-43.5pp | 32.23%-25.4pp | 20.14%-13.3pp |
| Employer contribution / active EE | $150 | $3,444-95.7% | $5,501-97.3% | $2,281-93.4% |
| Participant deferral / active EE | $3,709 | $3,046+21.8% | $4,871-23.8% | $3,203+15.8% |
| Admin fee / account holder | $7,015 | $5,561+26.1% | $13,028-46.2% | $4,296+63.3% |