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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,835 | $81,331+78.1% | $155,534-6.9% | $80,935+79.0% |
| Participation rate | 97.8% | 66.3%+31.5pp | 78.2%+19.6pp | 67.7%+30.1pp |
| Annual return | 12.34% | 33.37%-21.0pp | 64.92%-52.6pp | 35.66%-23.3pp |
| Employer contribution / active EE | $372 | $3,105-88.0% | $4,675-92.1% | $2,757-86.5% |
| Participant deferral / active EE | $7,490 | $3,454+116.8% | $5,630+33.0% | $4,299+74.2% |
| Admin fee / account holder | $9,749 | $7,999+21.9% | $15,900-38.7% | $6,924+40.8% |