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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,005 | $58,828-64.3% | $78,002-73.1% | $62,881-66.6% |
| Participation rate | 93.8% | 71.1%+22.8pp | 75.5%+18.3pp | 69.3%+24.5pp |
| Annual return | 3.05% | 17.16%-14.1pp | 425.99%-422.9pp | 20.14%-17.1pp |
| Employer contribution / active EE | $1,141 | $1,672-31.8% | $2,470-53.8% | $2,281-50.0% |
| Participant deferral / active EE | $1,876 | $2,686-30.2% | $3,497-46.4% | $3,203-41.4% |
| Admin fee / account holder | $941 | $4,393-78.6% | $5,481-82.8% | $4,296-78.1% |