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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,916 | $166,268-32.7% | $165,100-32.2% | $145,897-23.3% |
| Participation rate | 68.2% | 82.0%-13.8pp | 78.6%-10.4pp | 80.3%-12.1pp |
| Annual return | 9.32% | 100.52%-91.2pp | 70.21%-60.9pp | 552.29%-543.0pp |
| Employer contribution / active EE | $3,155 | $5,284-40.3% | $4,348-27.4% | $4,663-32.3% |
| Participant deferral / active EE | $5,382 | $6,964-22.7% | $6,035-10.8% | $6,689-19.5% |
| Admin fee / account holder | $21,757 | $16,659+30.6% | $12,696+71.4% | $13,390+62.5% |