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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,610 | $60,349+182.7% | $74,184+130.0% | $62,881+171.3% |
| Participation rate | 40.6% | 72.7%-32.1pp | 76.6%-36.0pp | 69.3%-28.7pp |
| Annual return | 5.23% | 21.38%-16.1pp | 17.74%-12.5pp | 20.14%-14.9pp |
| Employer contribution / active EE | $364 | $1,680-78.3% | $2,370-84.6% | $2,281-84.0% |
| Participant deferral / active EE | $2,923 | $2,856+2.3% | $3,550-17.7% | $3,203-8.7% |
| Admin fee / account holder | $2,344 | $4,261-45.0% | $5,586-58.0% | $4,296-45.4% |