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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $46,354 |
Service code 49 · EIN 52-2114207 | Other Services | $21,210 |
ADVANCED BENEFITS CONSULTING2 years Service code 13 · EIN 38-3659534 | Contract Administrator | $8,891 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,621 | $31,741-3.5% | $56,033-45.4% | $199,960-84.7% |
| Participation rate | 8.6% | 32.3%-23.7pp | 52.5%-43.9pp | 72.0%-63.4pp |
| Annual return | 10.36% | 14.72%-4.4pp | 1711.38%-1701.0pp | 34.28%-23.9pp |
| Employer contribution / active EE | $0 | $508-100.0% | $1,041-100.0% | $3,036-100.0% |
| Participant deferral / active EE | $292 | $1,184-75.3% | $1,954-85.0% | $5,087-94.3% |
| Admin fee / account holder | $168 | $426-60.5% | $2,827-94.0% | $269-37.5% |