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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,012 | $133,981-85.1% | $112,249-82.2% | $134,532-85.1% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -20.22% | 47.16%-67.4pp | 27.48%-47.7pp | 418.27%-438.5pp |
| Employer contribution / active EE | $1,553 | $4,040-61.6% | $3,636-57.3% | $4,741-67.2% |
| Participant deferral / active EE | $3,697 | $5,292-30.1% | $4,729-21.8% | $6,401-42.2% |
| Admin fee / account holder | $2,934 | $7,492-60.8% | $6,412-54.2% | $11,429-74.3% |