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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,871 | $123,854-70.2% | $69,623-47.0% | $145,884-74.7% |
| Participation rate | 16.7% | 69.2%-52.6pp | 66.4%-49.8pp | 80.3%-63.6pp |
| Annual return | 14.05% | 192.35%-178.3pp | 101.23%-87.2pp | 551.85%-537.8pp |
| Employer contribution / active EE | $335 | $2,673-87.5% | $1,709-80.4% | $4,662-92.8% |
| Participant deferral / active EE | $0 | $4,242-100.0% | $2,890-100.0% | $6,690-100.0% |
| Admin fee / account holder | $329 | $7,822-95.8% | $4,696-93.0% | $13,392-97.5% |