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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,488 | $77,816+30.4% | $123,552-17.9% | $64,173+58.1% |
| Participation rate | 76.7% | 74.7%+2.0pp | 82.3%-5.6pp | 69.6%+7.2pp |
| Annual return | -7.34% | 12.49%-19.8pp | 119.20%-126.5pp | 7.63%-15.0pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,669 | $5,240-10.9% | $6,426-27.3% | $3,470+34.6% |
| Admin fee / account holder | $2,899 | $5,519-47.5% | $9,285-68.8% | $4,887-40.7% |