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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,146 | $152,612-88.1% | $125,192-85.5% | $152,897-88.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.33% | 54.85%-31.5pp | 43.79%-20.5pp | 345.43%-322.1pp |
| Employer contribution / active EE | $1,785 | $4,947-63.9% | $3,866-53.8% | $4,764-62.5% |
| Participant deferral / active EE | $2,717 | $5,868-53.7% | $4,937-45.0% | $5,851-53.6% |
| Admin fee / account holder | $1,924 | $13,437-85.7% | $9,704-80.2% | $11,599-83.4% |