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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,461 | $63,346-86.6% | $92,240-90.8% | $70,126-87.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 20.09% | 530.19%-510.1pp | 176.29%-156.2pp | 73.15%-53.1pp |
| Employer contribution / active EE | $1,646 | $2,471-33.4% | $3,680-55.3% | $2,343-29.7% |
| Participant deferral / active EE | $1,966 | $2,854-31.1% | $3,897-49.6% | $3,332-41.0% |
| Admin fee / account holder | $506 | $3,841-86.8% | $5,194-90.2% | $4,645-89.1% |