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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $29,243 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,525 | $84,499-18.9% | $125,391-45.4% | $66,949+2.4% |
| Participation rate | 88.3% | 76.4%+11.9pp | 82.4%+5.9pp | 69.8%+18.5pp |
| Annual return | 0.00% | -8.49%+8.5pp | 572.41%-572.4pp | 1.57%-1.6pp |
| Employer contribution / active EE | $1,854 | $3,554-47.8% | $4,816-61.5% | $2,545-27.2% |
| Participant deferral / active EE | $9,424 | $6,785+38.9% | $7,448+26.5% | $4,239+122.3% |
| Admin fee / account holder | $144 | $685-79.0% | $10,009-98.6% | $594-75.7% |