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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,724 | $52,580-75.8% | $71,671-82.2% | $70,126-81.9% |
| Participation rate | 94.7% | 60.9%+33.8pp | 68.7%+25.9pp | 69.5%+25.1pp |
| Annual return | 19.87% | 20.25%-0.4pp | 20.65%-0.8pp | 73.15%-53.3pp |
| Employer contribution / active EE | $2,164 | $1,616+33.9% | $2,460-12.0% | $2,343-7.6% |
| Participant deferral / active EE | $1,525 | $2,386-36.1% | $3,438-55.6% | $3,332-54.2% |
| Admin fee / account holder | $292 | $3,653-92.0% | $5,558-94.8% | $4,645-93.7% |