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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,870 | $65,566+110.3% | $86,235+59.9% | $75,177+83.4% |
| Participation rate | 43.9% | 60.5%-16.5pp | 69.0%-25.0pp | 67.2%-23.3pp |
| Annual return | 22.98% | 46.07%-23.1pp | 1170.03%-1147.1pp | 160.75%-137.8pp |
| Employer contribution / active EE | $1,181 | $1,553-23.9% | $2,381-50.4% | $2,671-55.8% |
| Participant deferral / active EE | $2,704 | $3,023-10.6% | $3,987-32.2% | $4,126-34.5% |
| Admin fee / account holder | $932 | $5,470-83.0% | $6,856-86.4% | $5,651-83.5% |