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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,473 | $32,037+35.7% | $69,182-37.2% | $62,881-30.9% |
| Participation rate | 64.5% | 43.4%+21.1pp | 55.1%+9.4pp | 69.3%-4.8pp |
| Annual return | 8.46% | 15.16%-6.7pp | -21.93%+30.4pp | 20.14%-11.7pp |
| Employer contribution / active EE | $866 | $679+27.5% | $1,206-28.2% | $2,281-62.0% |
| Participant deferral / active EE | $1,396 | $1,185+17.7% | $1,897-26.4% | $3,203-56.4% |
| Admin fee / account holder | $2,017 | $2,608-22.7% | $2,697-25.2% | $4,296-53.0% |