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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,240 | $102,663-67.6% | $86,216-61.4% | $139,466-76.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 18.57% | 1924.52%-1905.9pp | 1169.42%-1150.8pp | 373.66%-355.1pp |
| Employer contribution / active EE | $3,428 | $3,035+13.0% | $2,382+43.9% | $4,754-27.9% |
| Participant deferral / active EE | $9,751 | $4,677+108.5% | $3,986+144.6% | $6,712+45.3% |
| Admin fee / account holder | $588 | $8,663-93.2% | $6,853-91.4% | $11,409-94.8% |