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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,694 | $106,115-47.5% | $85,969-35.2% | $125,388-55.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 76.5%+23.5pp | 83.2%+16.8pp |
| Annual return | -6.54% | 13.93%-20.5pp | 9.32%-15.9pp | 282.24%-288.8pp |
| Employer contribution / active EE | $968 | $4,537-78.7% | $3,474-72.1% | $4,866-80.1% |
| Participant deferral / active EE | $4,647 | $4,859-4.4% | $3,829+21.4% | $5,352-13.2% |
| Admin fee / account holder | $333 | $8,144-95.9% | $6,053-94.5% | $9,541-96.5% |