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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,165 | $85,766+35.4% | $136,298-14.8% | $70,126+65.7% |
| Participation rate | 81.3% | 74.2%+7.1pp | 81.9%-0.7pp | 69.5%+11.7pp |
| Annual return | 17.35% | 31.46%-14.1pp | 5156.27%-5138.9pp | 73.15%-55.8pp |
| Employer contribution / active EE | $2,513 | $2,966-15.3% | $4,696-46.5% | $2,343+7.3% |
| Participant deferral / active EE | $5,585 | $5,051+10.6% | $6,247-10.6% | $3,332+67.6% |
| Admin fee / account holder | $2,650 | $5,421-51.1% | $9,244-71.3% | $4,645-43.0% |