Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $76,696-50.1% | $96,515-60.4% | $71,511-46.5% |
| Participation rate | 60.3% | 66.6%-6.2pp | 74.3%-14.0pp | 67.9%-7.6pp |
| Annual return | 16.30% | 48.32%-32.0pp | 35.73%-19.4pp | 28.86%-12.6pp |
| Employer contribution / active EE | $174 | $3,032-94.3% | $3,740-95.4% | $2,589-93.3% |
| Participant deferral / active EE | $1,983 | $3,770-47.4% | $4,880-59.4% | $4,291-53.8% |
| Admin fee / account holder | $983 | $2,030-51.6% | $6,735-85.4% | $1,588-38.1% |