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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,257 | $100,805+62.9% | $86,698+89.5% | $134,532+22.1% |
| Participation rate | 83.3% | 79.0%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | 57.37% | 29.09%+28.3pp | 35.95%+21.4pp | 418.27%-360.9pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,569 | $5,339-51.9% | $4,656-44.8% | $6,401-59.9% |
| Admin fee / account holder | $7,859 | $10,925-28.1% | $7,493+4.9% | $11,429-31.2% |