Retirement plan

ST CHARLES PSYCHIATRIC ASSOCIA 401(K) PROFIT SHARING PLAN & TRUST

Name: ST CHARLES PSYCHIATRIC ASSOCIA - ST CHARLES PSYCHIATRIC ASSOCIA 401(K) PROFIT SHARING PLAN & TRUST (2020) Form 5500
Creator: ST CHARLES PSYCHIATRIC ASSOCIA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ST CHARLES PSYCHIATRIC ASSOCIA 401(K) PROFIT SHARING PLAN & TRUST, ST CHARLES PSYCHIATRIC ASSOCIA

ST CHARLES PSYCHIATRIC ASSOCIAEIN 43-1644593Plan #001PY 2020

4801 WELDON SPRING PARKWAY SUITE 30 - SAINT CHARLES, MO 633042859636-949-3894

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.5M

-16.3% from 2019

Total participants

+5.6% from 2019

Average account balance

$141,304

-21.0% from 2019

Annual return

49.65%

+15.85 pp from 2019

Benchmarks

See 102,098 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort102,098 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$682K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$19K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

184.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$150K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$112525

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$2.1M

$175121 / participant

Other / not subdivided$2M100.0%

% of EOY assets

82.621%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$141,304

$209,425-32.5%

$178,499-20.8%

$158,966-11.1%

Participation rate

91.7%

86.4%+5.3pp

81.9%+9.7pp

82.0%+9.7pp

Annual return

49.65%

188.80%-139.2pp

151.10%-101.5pp

302.95%-253.3pp

Employer contribution / active EE

$2,904

$5,707-49.1%

$5,011-42.1%

$4,762-39.0%

Participant deferral / active EE

$5,068

$5,955-14.9%

$5,202-2.6%

$5,983-15.3%

Admin fee / account holder

$116,747

$17,078+583.6%

$13,986+734.7%

$11,250+937.8%

ST CHARLES PSYCHIATRIC ASSOCIA 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ST CHARLES PSYCHIATRIC ASSOCIA 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion