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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,627 | $133,981-74.9% | $112,249-70.0% | $134,532-75.0% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -26.92% | 47.16%-74.1pp | 27.48%-54.4pp | 418.27%-445.2pp |
| Employer contribution / active EE | $3,498 | $4,040-13.4% | $3,636-3.8% | $4,741-26.2% |
| Participant deferral / active EE | $8,179 | $5,292+54.6% | $4,729+73.0% | $6,401+27.8% |
| Admin fee / account holder | $601 | $7,492-92.0% | $6,412-90.6% | $11,429-94.7% |