Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,660 | $58,493-71.5% | $84,023-80.2% | $72,976-77.2% |
| Participation rate | 63.9% | 61.2%+2.7pp | 69.0%-5.1pp | 69.5%-5.6pp |
| Annual return | 15.17% | 28.93%-13.8pp | 71.32%-56.2pp | 81.02%-65.8pp |
| Employer contribution / active EE | $767 | $1,163-34.1% | $1,984-61.4% | $2,440-68.6% |
| Participant deferral / active EE | $1,704 | $2,394-28.8% | $3,239-47.4% | $3,608-52.8% |
| Admin fee / account holder | $920 | $4,569-79.9% | $6,102-84.9% | $5,124-82.0% |