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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,243 | $135,645+26.2% | $110,243+55.3% | $135,379+26.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.33% | 513.24%-520.6pp | 314.76%-322.1pp | 519.79%-527.1pp |
| Employer contribution / active EE | $2,817 | $4,907-42.6% | $3,827-26.4% | $4,779-41.1% |
| Participant deferral / active EE | $8,419 | $5,507+52.9% | $4,672+80.2% | $5,609+50.1% |
| Admin fee / account holder | $727 | $11,458-93.7% | $8,548-91.5% | $10,828-93.3% |