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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,071 | $94,436+443.3% | $115,599+343.8% | $82,637+520.9% |
| Participation rate | 96.3% | 70.4%+25.9pp | 74.3%+22.0pp | 68.1%+28.2pp |
| Annual return | 18.05% | 18.37%-0.3pp | 111.10%-93.0pp | 53.51%-35.5pp |
| Employer contribution / active EE | $11,615 | $2,324+399.8% | $2,955+293.0% | $2,552+355.1% |
| Participant deferral / active EE | $14,328 | $3,955+262.3% | $4,889+193.0% | $4,126+247.2% |
| Admin fee / account holder | $34,290 | $10,328+232.0% | $12,841+167.0% | $7,339+367.2% |