Retirement plan

ENVIRONMENTAL WORKS, INC. 401(K) PROFIT SHARING PLAN

Name: ENVIRONMENTAL WORKS, INC. - ENVIRONMENTAL WORKS, INC. 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: ENVIRONMENTAL WORKS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENVIRONMENTAL WORKS, INC. 401(K) PROFIT SHARING PLAN, ENVIRONMENTAL WORKS, INC.

ENVIRONMENTAL WORKS, INC.EIN 43-1617676Plan #001PY 2024

1455 E CHESTNUT EXPRESSWAY - SPRINGFIELD, MO 65802417-890-9500environmentalworks.comLinkedIn201-500 employeesenvironmental services

Prospect flagsHigh feesLow participationFailed to transmit contributions

Top hat statement on fileNQDC

Filed July 21, 2016

Plan administrator

Plan administrator name— Sign in and upgrade to view

1455 E CHESTNUT EXPRESSWAY

SPRINGFIELD State: MO Zip Code: 65802

Email— Sign in and upgrade to view Phone— Sign in and upgrade to view

Plans declared (3)

ENVIRONMENTAL WORKS, INC. DEFERRED COMPENSATION PLAN0 emp
ENVIRONMENTAL WORKS, INC. STOCK APPRECIATION RIGHTS PLAN8 emp
ENVIRONMENTAL WORKS, INC. PHANTOM STOCK AGREEMENT2 emp

Total covered: 10 employees

Open the filing PDF

How to read this page

Total assets (EOY)

$12.7M

+19.9% from 2023

Total participants

387

+9.0% from 2023

Average account balance

$43,016

+13.4% from 2023

Annual return

17.40%

-2.69 pp from 2023

Benchmarks

See 3,310 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,310 peers

Snapshot2024

See peer percentile detail. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Analytics

Total assets (EOY)

Plan-year ending balance

$12.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$43K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

295

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$330

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 4 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.6 years Filed as: WELLS FARGO ADVISORS LLC Service code 26 · EIN 34-1542819 ONE NORTH JEFFERSON AVE · ST LOUIS, MO 63103	Advisory (Participants)	$36,882
DEFINITI LLC2 years Service code 15 2201 TIMBERLOCH PL · THE WOODLANDS, TX 77380	Recordkeeping	$21,891
JOHN HANCOCK LIFE INSURANCE COMPANY4 years Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 RETIREMENT PLAN SERVICES, ET9 · BUFFALO, NY 14201	Recordkeeping	$6,070
WILSHIRE ASSOCIATES INCORPORATED5 years Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 1299 OCEAN AVE SUITE 700 · SANTA MONICA, CA 90401	Advisory (Participants)	$2,345

Plan features & details

Pension benefit codes2G2E2T2J2K3D2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$97K

$333 / participant

Investment mgmt$39K40.3%
Contract admin$58K59.7%

% of EOY assets

0.766%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: ELLIOTT, ROBINSON & COMPANY, LLP
Auditor EIN: 431189134
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,016

$106,110-59.5%

$147,005-70.7%

$77,671-44.6%

Participation rate

68.5%

78.4%-9.9pp

82.2%-13.7pp

70.6%-2.1pp

Annual return

17.40%

56.77%-39.4pp

418.76%-401.4pp

31.21%-13.8pp

Employer contribution / active EE

$2,555

$4,065-37.1%

$4,934-48.2%

$2,726-6.3%

Participant deferral / active EE

$4,616

$7,992-42.2%

$8,070-42.8%

$4,648-0.7%

Admin fee / account holder

$330

$338-2.4%

$13,006-97.5%

$430-23.4%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.6 years

Filed as: WELLS FARGO ADVISORS LLC

Service code 26 · EIN 34-1542819

ONE NORTH JEFFERSON AVE · ST LOUIS, MO 63103

Advisory (Participants)

$36,882

DEFINITI LLC2 years

Service code 15

2201 TIMBERLOCH PL · THE WOODLANDS, TX 77380

Recordkeeping

$21,891

JOHN HANCOCK LIFE INSURANCE COMPANY4 years

Filed as: JOHN HANCOCK LIFE INSURANCE CO USA

Service code 15 · EIN 01-0233346

RETIREMENT PLAN SERVICES, ET9 · BUFFALO, NY 14201

Recordkeeping

$6,070

WILSHIRE ASSOCIATES INCORPORATED5 years

Filed as: WILSHIRE ASSOCIATES INC (USA)

Service code 26 · EIN 95-2755361

1299 OCEAN AVE SUITE 700 · SANTA MONICA, CA 90401

Advisory (Participants)

$2,345

ENVIRONMENTAL WORKS, INC. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (3)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENVIRONMENTAL WORKS, INC. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (3)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion